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.page-hero{background:#19333a;color:#fff;padding:78px 0}.page-hero h1{font-size:clamp(42px,6vw,72px);max-width:860px}.page-hero p{color:#e1e8e5;font-size:19px}.page-hero .eyebrow{color:#d8bd88}.page-section{padding:65px 0}.page-section.alt{background:#eeeee8}.two{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:start}.quote{padding:35px;border-left:3px solid #b99a62;background:#e8ece6;font:30px/1.35 Georgia,serif}.check-list{padding-left:20px}.check-list li{margin:12px 0}.contact-form{max-width:none!important;background:white;padding:30px;border:1px solid #d6dcd5}.field-pair{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:grid;gap:6px}.contact-form .consent{display:flex;align-items:flex-start;gap:10px;font-weight:400}.consent input{width:auto;margin-top:6px}.contact-form .btn{margin:0;width:100%}.contact-details{background:#e8ece6;padding:30px}.contact-details a{text-decoration:underline;overflow-wrap:anywhere}.pill{display:inline-block;border:1px solid #aebbb2;padding:5px 12px;border-radius:20px;font-size:12px;margin:3px}.steps-list{counter-reset:item;list-style:none;padding:0}.steps-list li{counter-increment:item;padding:20px 0 20px 55px;position:relative;border-bottom:1px solid #deded5}.steps-list li:before{content:'0' counter(item);position:absolute;left:0;color:#8a6c37;font-size:20px}.steps-list h3{margin:0}.cta-band{background:#e8ece6;padding:55px 0}.fine a{text-decoration:underline}details{padding:20px 0;border-bottom:1px solid #ccd2cb}summary{font-weight:bold;cursor:pointer}.skip{position:absolute;top:-100px;left:12px;background:#fff;padding:12px;z-index:10}.skip:focus{top:10px}section[id]{scroll-margin-top:130px}@media(max-width:760px){.two,.field-pair{grid-template-columns:1fr}.page-hero{padding:48px 0}.contact-form,.contact-details{padding:22px}.links{gap:12px}}

.page-hero{background:#19333a;color:#fff;padding:78px 0}.page-hero h1{font-size:clamp(42px,6vw,72px);max-width:860px}.page-hero p{color:#e1e8e5;font-size:19px}.page-hero .eyebrow{color:#d8bd88}.page-section{padding:65px 0}.page-section.alt{background:#eeeee8}.two{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:start}.quote{padding:35px;border-left:3px solid #b99a62;background:#e8ece6;font:30px/1.35 Georgia,serif}.check-list{padding-left:20px}.check-list li{margin:12px 0}.contact-form{max-width:none!important;background:white;padding:30px;border:1px solid #d6dcd5}.field-pair{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:grid;gap:6px}.contact-form .consent{display:flex;align-items:flex-start;gap:10px;font-weight:400}.consent input{width:auto;margin-top:6px}.contact-form .btn{margin:0;width:100%}.contact-details{background:#e8ece6;padding:30px}.contact-details a{text-decoration:underline;overflow-wrap:anywhere}.pill{display:inline-block;border:1px solid #aebbb2;padding:5px 12px;border-radius:20px;font-size:12px;margin:3px}.steps-list{counter-reset:item;list-style:none;padding:0}.steps-list li{counter-increment:item;padding:20px 0 20px 55px;position:relative;border-bottom:1px solid #deded5}.steps-list li:before{content:'0' counter(item);position:absolute;left:0;color:#8a6c37;font-size:20px}.steps-list h3{margin:0}.cta-band{background:#e8ece6;padding:55px 0}.fine a{text-decoration:underline}details{padding:20px 0;border-bottom:1px solid #ccd2cb}summary{font-weight:bold;cursor:pointer}.skip{position:absolute;top:-100px;left:12px;background:#fff;padding:12px;z-index:10}.skip:focus{top:10px}section[id]{scroll-margin-top:130px}@media(max-width:760px){.two,.field-pair{grid-template-columns:1fr}.page-hero{padding:48px 0}.contact-form,.contact-details{padding:22px}.links{gap:12px}}
.story-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:35px}.story-card{background:#fff;border:1px solid #d9dfd8;border-radius:10px;overflow:hidden}.story-card>img{width:100%;aspect-ratio:16/10;object-fit:cover}.story-content{padding:28px}.story-content h3{font:30px/1.2 Georgia,serif;margin:14px 0}.story-content blockquote{margin:24px 0;padding:18px;border-left:3px solid #b99a62;background:#f6f5f0;font-family:Georgia,serif}.story-content cite{display:block;font:13px Arial,sans-serif;margin-top:12px}.story-content video,.story-content img{width:100%;margin-top:20px;border-radius:5px}.story-media-placeholder{height:240px;background:linear-gradient(135deg,#18363c,#45605d);padding:30px;display:flex;justify-content:end;flex-direction:column;color:#fff}.story-media-placeholder span{font-size:11px;letter-spacing:.16em;color:#e0c590}.story-media-placeholder p{font:32px/1.2 Georgia,serif;margin:12px 0}.story-metrics{display:flex;gap:10px;flex-wrap:wrap}.story-metrics div{background:#e8ece6;border-radius:5px;padding:10px 12px;font-size:12px;font-weight:bold}body .brand small{letter-spacing:.12em;font-size:9px}body .links a[aria-current=page]{text-decoration:underline;text-underline-offset:6px}body footer .brand small{font-size:10px}@media(max-width:760px){.story-grid{grid-template-columns:1fr}}header{background:#fff}nav{align-items:center;padding-top:10px;padding-bottom:10px;gap:20px}.logo-brand{display:block;flex-shrink:0;width:220px;line-height:1.2}.logo-brand img{display:block;width:210px;height:118px;object-fit:contain}.logo-brand small{font-size:8px!important;letter-spacing:.025em!important;margin-top:0}.footer-brand img{width:240px;height:auto;display:block;border-radius:4px;margin-bottom:24px}nav 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0;color:#19333a}.payment-ring{width:190px;height:190px;border-radius:50%;margin:28px auto;display:grid;place-items:center;background:#e8ece6}.payment-ring>div{background:white;border-radius:50%;width:134px;height:134px;display:grid;place-content:center;text-align:center;font-size:13px;color:#59646a}.payment-breakdown{margin:20px 0}.payment-breakdown>div{display:flex;justify-content:space-between;gap:20px;padding:11px 0;border-bottom:1px solid #e7e8e2}.payment-breakdown dt{display:flex;align-items:center;gap:9px;font-size:14px}.payment-breakdown dd{margin:0;font-weight:bold;white-space:nowrap}.swatch{width:10px;height:10px;display:inline-block;border-radius:50%;flex-shrink:0}.loan-stats{display:grid;gap:15px;background:#f1f3ef;padding:20px;margin-top:25px}.loan-stats span{display:block;font-size:12px;color:#59646a}.loan-stats 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.links{gap:12px;font-size:12px}@media(max-width:850px){.calculator-layout{grid-template-columns:1fr}.payment-total{font-size:46px}.payment-panel{padding:24px}}@media print{header,footer,.page-hero,.contact-details,#download-schedule,.text-button{display:none}.calculator-layout{display:block}.table-scroll{max-height:none;overflow:visible}}header nav{display:grid;grid-template-columns:220px minmax(0,1fr) 182px;gap:24px;align-items:center;justify-content:initial}header .logo-brand{width:220px}header .links{display:flex;justify-content:center;align-items:center;gap:12px;flex-wrap:wrap}header .aqua-brokerage{display:block;width:182px;text-align:center;text-decoration:none;color:#19333a}header .aqua-logo-panel{padding:14px;background:#19333a;border-radius:5px}header .aqua-brokerage img{display:block;width:100%;height:auto;object-fit:contain}header .aqua-brokerage span{display:block;font-size:10px;line-height:1.45;margin-top:7px}header .aqua-brokerage strong{font-size:13px}@media(max-width:1100px){header nav{grid-template-columns:1fr 1fr;gap:10px 20px}header .logo-brand{grid-column:1;grid-row:1}header .aqua-brokerage{grid-column:2;grid-row:1;justify-self:end}header .links{grid-column:1/-1;grid-row:2;padding-bottom:8px}}@media(max-width:500px){header nav{padding:8px 16px;gap:8px 12px}header .logo-brand{width:166px}header .logo-brand img{width:166px;height:104px}header .aqua-brokerage{width:140px}header .aqua-logo-panel{padding:10px}header .aqua-brokerage span{font-size:9px}header .aqua-brokerage strong{font-size:12px}header .links{font-size:12px;gap:8px 13px}}@media(max-width:350px){header .logo-brand,header .logo-brand img{width:140px}header .aqua-brokerage{width:128px}}header.site-header{background:#fff;border-bottom:0;position:sticky;top:0}.site-header .brand-row{max-width:1240px;margin:auto;display:flex;align-items:center;gap:28px;padding:12px 24px}.site-header .logo-brand{width:190px;flex-shrink:0}.site-header .logo-brand img{width:190px;height:116px;object-fit:contain}.site-header .brand-positioning{display:flex;flex-direction:column;gap:5px;flex:1;color:#19333a}.brand-positioning>strong{font-size:23px;letter-spacing:.13em}.brand-positioning>span{font-size:13px;color:#59646a}.brand-positioning .firm-name{font-size:12px;margin-top:9px;color:#19333a}.site-header .aqua-brokerage{width:156px;flex-shrink:0}.site-header .aqua-logo-panel{padding:11px}.site-header .aqua-brokerage span{font-size:9px}.site-header .aqua-brokerage strong{font-size:12px}.site-header .navigation-strip{background:#19333a;color:#fff;border-bottom:3px solid #b99a62}.site-header nav{max-width:1240px;display:flex;justify-content:space-between;align-items:center;gap:24px;margin:auto;padding:13px 24px}.site-header .links{display:flex;justify-content:flex-start;gap:18px;padding:0;font-size:12px;flex-wrap:wrap}.site-header .links a{color:#fff}.header-contact{display:flex;gap:20px;white-space:nowrap;align-items:center;font-size:12px}.header-contact a{color:#eee4d3;text-decoration:none}.header-contact a:hover{text-decoration:underline}@media(max-width:1050px){.site-header nav{flex-wrap:wrap;justify-content:center;gap:12px}.site-header .links{justify-content:center;gap:12px 18px}.header-contact{justify-content:center}.site-header .brand-positioning>strong{font-size:20px}}@media(max-width:650px){.site-header .brand-row{padding:8px 16px;justify-content:space-between;gap:14px}.site-header .brand-positioning{display:none}.site-header .logo-brand,.site-header .logo-brand img{width:166px}.site-header .logo-brand img{height:100px}.site-header .aqua-brokerage{width:138px}.site-header nav{padding:11px 16px}.site-header .links{font-size:12px;gap:9px 15px}.header-contact{font-size:12px}.site-header .navigation-strip{border-bottom-width:2px}}@media(max-width:350px){.site-header .logo-brand,.site-header .logo-brand img{width:140px}.site-header .aqua-brokerage{width:124px}}footer .broker-identification{display:inline-block;font-size:12px;font-weight:400;margin-top:8px;line-height:1.6}footer .fair-housing-mark{margin:22px 0 12px}footer .fair-housing-mark img{display:block;width:90px;height:auto;background:#fff;padding:8px;border-radius:3px}footer .fair-housing-disclosure{display:flex;gap:22px;align-items:center;border-top:1px solid #ffffff33;margin-top:28px;padding-top:24px;max-width:850px}footer .fair-housing-disclosure .fair-housing-mark{margin:0;flex:0 0 100px}footer .fair-housing-disclosure .fair-housing-mark img{width:100px}footer .fair-housing-disclosure strong{font-size:14px}footer .fair-housing-disclosure p{font-size:12px;line-height:1.7;margin:7px 0}footer .fair-housing-disclosure a{font-size:12px}@media(max-width:500px){footer .fair-housing-disclosure{align-items:flex-start;gap:16px}footer .fair-housing-disclosure .fair-housing-mark{flex-basis:80px}footer .fair-housing-disclosure .fair-housing-mark img{width:80px}}
footer .footer-brand{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}footer .footer-brand .footer-aqua-logo img{width:200px;height:auto;object-fit:contain;background:transparent}footer .footer-aqua-logo{padding:16px 0}

.contact-business-card{margin:0 auto 32px;max-width:340px}.contact-business-card img{display:block;width:100%;height:auto;border-radius:10px}.contact-business-card figcaption{font-size:12px;line-height:1.7;margin-top:12px;text-align:center;color:#59646a}

.why-reasons{max-width:900px;padding-left:24px;margin:28px 0 0}.why-reasons li{padding-left:8px;margin-bottom:24px;line-height:1.8}.why-reasons li::marker{color:#9a793f}.why-reasons strong{color:#19333a}

@media(max-width:650px){.site-header .brand-positioning{display:flex;order:3;width:100%;align-items:center;text-align:center;gap:3px;padding:4px 0 10px}.site-header .brand-positioning>strong{font-size:20px;letter-spacing:.06em}.site-header .brand-positioning>span{font-size:11px}.site-header .brand-positioning .firm-name{margin-top:2px;font-size:10px}}

/* Responsive layout: keep branding, forms, and long contact text within the viewport. */
img,video{max-width:100%} .two>*,.split>*,.cards>*,.field-pair>*,.brand-row>*{min-width:0}p,li,figcaption{overflow-wrap:break-word}input,select,textarea{min-width:0;max-width:100%}
@media(max-width:760px){
 header.site-header{position:relative}
 .site-header .brand-row{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:8px 16px;padding:10px 16px}
 .site-header .logo-brand{grid-column:1;grid-row:1;width:100%;max-width:166px;justify-self:start}
 .site-header .logo-brand img{width:100%;height:90px}
 .site-header .aqua-brokerage{grid-column:2;grid-row:1;width:100%;max-width:138px;justify-self:end}
 .site-header .brand-positioning{display:flex;grid-column:1/-1;grid-row:2;order:initial;width:auto;align-items:center;text-align:center;gap:3px;padding:6px 0 10px}
 .site-header .brand-positioning>strong{font-size:21px;letter-spacing:.06em}
 .site-header .brand-positioning>span{font-size:11px}
 .site-header .brand-positioning .firm-name{margin-top:2px;font-size:11px}
 .site-header nav{display:flex;flex-direction:column;gap:8px;padding:10px 16px}
 .site-header .links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));width:100%;gap:4px 8px;text-align:center;font-size:12px;align-items:stretch}
 .site-header .links a{display:flex;align-items:center;justify-content:center;min-height:44px;padding:6px 2px;line-height:1.3}
 .header-contact{font-size:14px;white-space:normal}.header-contact a{padding:8px}
 .two,.split,.cards,.cards.four,.story-grid{grid-template-columns:minmax(0,1fr);gap:26px}
 .wrap{padding-left:20px;padding-right:20px}
 .hero{min-height:420px;padding:45px 0}.hero h1,.page-hero h1{font-size:clamp(34px,9vw,48px)}
 .hero p,.page-hero p{font-size:17px}.page-hero{padding:42px 0}
 section,.page-section{padding:44px 0}.cta-band{padding:40px 0}.card{padding:24px}
 .quote{font-size:25px;padding:24px}.visual{min-height:280px;font-size:26px}
 .contact-form,.contact-details{padding:20px}.field-pair{grid-template-columns:minmax(0,1fr)}
 input,select,textarea{font-size:16px}.btn{max-width:100%;white-space:normal;text-align:center}
 .contact-business-card{width:100%;max-width:320px}.contact-form .consent input{flex:0 0 auto}
 footer{padding:32px 20px}footer p{overflow-wrap:anywhere}footer .footer-brand{justify-content:center;gap:12px}
 footer .footer-brand>img{width:200px}footer .footer-brand .footer-aqua-logo img{width:160px}
 footer .fair-housing-disclosure{gap:14px}footer .fair-housing-disclosure>div:last-child{min-width:0}
 section[id],.page-hero{scroll-margin-top:20px}
}
@media(max-width:360px){.site-header .links{grid-template-columns:repeat(2,minmax(0,1fr))}footer .fair-housing-disclosure{flex-direction:column}footer .fair-housing-disclosure .fair-housing-mark{flex-basis:auto}}